What we have seen the past two weeks is not a failure of the market. Its a failure of Government and faith in Government. Congress fails to pass a bailout, Dow drops 700pts. Congress passes a bailout, Dow drops 600pts. After the bailout, Dow drops another 2000pts.

Federal Reserve, US Treasury, and FDIC are buy companies, guaranteeing and making loans, and upping deposit insurance. Credit is still frozen, and financial companies are in panic.

Nothing the Government has done is helping.